Not so sure how this is going to come across but going to put it out anyway. More often than not, I have seen men and women coming out of prison go to great lengths to make amends for wreckage from their past.
In many cases, there are those who have wreckage of several thousands of dollars. In one case, I know a woman had to pay as a condition of her ten year parole a restitution of over $100,000 to an insurance company plus interest which meant the first $500 each month of her earnings went to the insurance company for ten years. This she has done for several years and it is not done yet.
These type of bills do not include cost of supervision as well as drug testing, court costs and etc. What most people don’t realize is that for the most part, the state does not pay for the huge parole and probation network because each inmate is charged for supervision.
Banks have their own collection service. If you owe money to a bank then you cannot get a bank account anywhere. This can costs you a job because many employers will only pay directly to a bank account.
So, there are times when old bills on top of everything else to include child support and etc are just not possible. The bigger the business is the more cold blooded they are about collecting. Take the recent case of AT&T which let a hacked small business’s phone bill get run up to about a million dollars. They have the software in place to catch it but it is not in their best interests to catch such things. Because often they can collect. In this case, they tried to collect for 3 years and to have collected would have meant the business would have had to close and some 14 men and women would have been out of a job.AT&T drops legal fight over Mass. man’s $1M bill.
Case in point. If a credit card is stolen then the owner is not held accountable. So banks have computer programs in place to analyze the purchase for trends, patterns and themes that suggest a stolen card because they will suffer the loss.
Last summer I took an 11,000 mile motorcycle odyssey to the 4 corners of the nation to give talks of women and children in the jails and prisons of the nation. I had three cards we used to charge gas, motel, camp ground and etc. By the time I had gone from Florida to Texas, every card had called me to see if the card was stolen. In one case, a hold was put on the card till they could contact me.
Now, there is no doubt in my mind that AT&T has worked a sweetheart deal with some legislature to get an exception which means they can let hackers run up bills and they don’t have to be responsible for any form of security. Just give them the same accountability that credit cards have and watch the software appear that will put an end to excessive charges.
So, those getting out of prison should make every attempt to meet all forms of restitution for wreckage from the past. However, in some cases it will just not be possible and in those cases then don’t feel guilty about taking those steps to say enough.
Then we have local governments and businesses that specialize in exploitation of those in difficult financial. This is the saddest commentary on life in the land of the free and the home of the brave.
‘…Outdated state laws allow big banks and other investors to reap windfall profits by buying the houses for a pittance and reselling them, the National Consumer Law Center said in a report being released Tuesday.
Local governments can seize and sell a home if the owner falls behind on property taxes and fees. The process helps governments make ends meet at a time when low property values and the weak economy are squeezing tax revenue….’Some lose homes over as little as $400
Again: if it comes to you or the government/business going town the tubes then let it be them as they are in a better position than you to recover.