Going to college can be one of the biggest financial minefields in the country today. The allure of easy funding that makes it a reality is as big an attraction as a brick of cocaine to an addict. This article in the Wall Street Journal lays out the trap and its consequences.
By the same token, college is in more respects than one can be the gateway to a good life. However, to make it a gateway you have to have a clear vision and be prepared to dedicate yourself to a process that will be challenging to say the least.
Men and women coming coming out of prison with 2, 3, 4, or more years living in the world of drugs on the streets may have precious little vision and even less self-esteem to tackle such a process or even some sort of vision.
What I would suggest is that those in Florida undertake a computer program called: Florida Ready to work. Without a doubt, it will be frustrating and the temptation to walk away from a stupid computer program will be great. However, persistence will make you a more attractive candidate for employment in the business world as well as opening new vistas as to parts of the business world you may find attractive. The bigger plus is that it lend to the creation of study habits that will serve you well in the college years.
A real plus in navigating through the Ready to Work program is that you are apt to pick-up some skills that will stand you in good stead in navigating through the minefield of student loans.
Don’t know for sure but suspect also that much of the math and written work will also give you some of the needed skills to bypass make up classes in math and English that may count for credits in a financial sense but do not count for credits towards a degree.
The consequence of going to college and not getting a degree is well stated in the article: ‘…The complexity of the student-loan system—a web of public, private and subsidized loans that together add up to more than $1 trillion—makes it difficult to know exactly how much debt is held by dropouts. But the scale is massive. According to a 2011 study by the Institute for Higher Education Policy, a Washington, D.C.-based research firm, 58% of the 1.8 million borrowers whose student loans were began to be due in 2005 hadn’t received a degree. Some 59% of them were delinquent on their loans or had already defaulted, compared with 38% of college graduates. The problem has almost certainly worsened since, as the recession wiped out job opportunities for less-educated workers….’
My sense is that many of those I have meet that have not gotten work after graduating from college did not have any appeal to employers because they did not have clarity or a vision of what they wanted.
College does not have to be a four year program of instruction. There are a host of Community Colleges that offer some great programs in technology that don’t have the price tags of a four year degree. Computer Sciences, health care professions, cosmetology, Accounting, animal sciences, drafting, waste water management and etc. For the most part, these are skilled trades that are recession proof.